mobile insurance from £2.49 pcm

mobile phone insurance

Protect your phone instantly

48 hour replacement

At Insure and Smile we understand how our customers rely on their mobile phones. So we have created an insurance policy that has some great benefits:

Guaranteed 48 hour Repair or Replacement
If your phone is damaged or stolen we gaurantee to have it repaired or a replacement sent to you within 48 hours.
No Claims Bonus after 1 and 2 years
If you don't make a claim in either of the first two years we will pass on a no claims bonus
Covers Loss as well as Theft on Mobile Phones
Our policy covers you against accidently losing your mobile as well as it being stolen.
Covers Breakdown and Accidental Damage including Water Damage
We hear all sorts of stories of how mobiles have been damaged so our policy gives you the very best cover - breakdown, accidental damage and even if you drop it in your drink!
Gives you Fraudulent Call Cover upto £1,000
If the worst does happen and your phone gets into the wrong hands our mobile phone insurance covers you against unnauthorised calls of upto £1,000.
Provides Instant Cover
Buy online to get instant cover - it couldn't be simpler!

For just 8p per day, you can insure your Phone against Theft, Accidental Damage, Water Damage, Malicious Damage and Breakdown.

If you need more convincing about the importance of Insuring your Phone here are details of a recently published survey:

1.3 million mobile phones were stolen in the UK
1.6 million were lost
600,000 mobile phones were accidentally dropped in the toilet
400,000 mobile phones were replaced after drinks spilled on them, and
200,000 mobile phones ended their life in a washing machine!

Source: Continental Research and Home Office Statistics

If you can't live without your Mobile then it only takes a couple of minutes to insure it with Insure & Smile.

Get Instant Cover plus 1 Month Insurance FREE - by paying your first monthly premium by credit card and subsequent monthly premiums by direct debit.

Our Mobile Phone Insurance covers Pay as You Go mobiles and Contract Phones with all of these networks:

Don't forget with Insure and Smile Mobile Phone Insurance we :-

Guarantee a 48 hour Repair or Replacement
Offer No Claims Bonus after 1 and 2 years
Cover Loss as well as Theft on Mobile Phones
Cover Breakdown and Accidental Damage including Water Damage
Give you Fraudulent Call Cover upto £1,000
Provide Instant Cover

Insure a Mobile Phone up to £150 for only £2.49 per calendar month

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Insure a Mobile Phone up to £300 for only £3.99 per calendar month

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Insure a Mobile Phone up to £500 for only £4.99 per calendar month

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Our Mobile Phone Insurance Policy gives you Worldwide Cover for 60 days and we will Repair or Replace of your Phone within 48 hours!

Still not sure about Mobile Phone Insurance ? - Talk to one of our customer service team on 0871 222 3229

10 Reasons why you should Insure your Phone with insure and smile

1. An average of 328 mobile phones are stolen in London alone every day so Mobile insurance is an important consideration. When your phone breaks or is stolen, we will be there to help with a repair or a replacement within 48 hours.

2. A Mobile insurance premium quoted by Insure and Smile is the price you pay. Monthly direct debiting is free and Insurance Premium Tax is included at the current rate.

3. We settle claims promptly and fairly.

4. If you need to claim on your Mobile insurance, we make no premium penalties for the next year's cover.

5. Dealing only in Mobile and Gadget insurance, Insure and Smile will not bombard you with offers of car, life or home cover.

6. Our premiums are very competitive and cover all major phone networks.

7. If you want the assurance of a competent company who care, Insure and Smile are the obvious choice.

8. As a company specialising in Mobile and Gadget insurance, we really understand mobile and gadget ownership.

9. For your peace of mind we offer a no-quibble 100% refund on our Mobile Phone Insurance if cancelled within the first 10 days of the Policy starting - Providing that you have not made a claim.

10. Insure And Smile is underwritten by Equity Red Star who are authorised and regulated by the Financial Services Authority. This can be checked on the FSA's register by visiting the FSA website at www.fsa.gov.uk/register or by contacting them on 0845 606 1234.

quick faq's

What is covered under the mobile phone insurance policy?

Theft - including unattended theft from a secure vehicle - secure premise Breakdown Accidental Damage (including Liquid Damage) Cover whilst abroad for up to 60 days. Cover for unauthorised calls upto £1,000.

Am I covered if I simply lose or mislay my phone?

No. Cover is for theft, accidental damage and breakdown only.

How do I claim?

You can make a claim by calling our dedicated Claim Advisors on 0871 222 3229.

Is there an excess fee?

Yes. The first £25 of each claim.

See what our customers say about insuring with Insure And Smile on our testimonial page.